Step 2: You need to submit the application form and a cheque of the premium. Choose a good health insurance plan from HDFC Ergo to protect your health. However, there is no maximum entry age for adults. my:health Women Suraksha|Arogya Sanjeevani| This is a health insurance plan with restore benefit offered by HDFC Ergo General Insurance. Home Insurance for Jewellery|Home Insurance for Refrigerator| Home Insurance for Lighting| Home Insurance for Electronic Equipment| Home Insurance for Landslide| Home Insurance for Earthquake| Building Insurance| Property Insurance| Flood Insurance| Monsoon Insurance| Home Content Insurance| Theft Insurance, Other Insurance: Standard Fire&Special Perilis Insurance|Rural Insurance| HDFC Securities| HDFC Mutual Fund|HDFC Sales| 4.4/5. Claims under HDFC Ergo Health Optima Restore. HDFC Ergo Health Optima Restore Insurance Plan is a Comprehensive Online Health Insurance Plan that provides comprehensive cover for the entire family.. How it works – This policy can be taken for self, spouse, dependent children and dependent parents.This policy covers all basic hospitalization expenses with the benefit of restoring the initial Basic Sum Assured if it is utilized for … I continued with my queries regarding HDFC ERGO General insurance’s Optima Restore. Again if you have made no claims in the 2nd year the basic sum insured will double i.e. Sum Insured. When I visited InsuranceDekho, the profound details of numerous policies made me amazed. Compare features and benefits of health insurance plans from HDFC ERGO and Religare. Remember, you can make use of net banking, debit card, or credit car to pay the health insurance premium as the company allows flexible payment modes. Experience the convenience.\' To ensure the same, the company offers policies that are specifically designed keeping the diverse health insurance needs of customers in mind. It offers a ‘restore’ benefits which automatically restores the basic sum insured in case you consume it … India's 1st IRDAI Approved Insurance Web Aggregator Our Products. - Finding difficulty in calculating Premium values for different health plans ? HDFC Ergo General Insurance Optima Restore Plan. Travel Insurance for Bali|Travel Insurance For Canada|Travel Insurance for Dubai| Here are some logical reasons why you need the HDFC Ergo Health Insurance Company Plans: 1. Bike Insurance For Brand&Model| Compulsory Personal Accident Insurance| Customer Reviews Once your request for reimbursement of expenses is approved, the claim will be settled. Company). Family Health Optima Family Floater 3 Lakh. Apollo Munich Health Insurance is a pioneer in Indian health insurance market & their optima restore plan will again be a new milestone. i have requested them to refund it to credit card account urgently . Motor Insurance ... Optima Restore Family Floater 5 Lakh. So in a way you get the full sum assured benefit again in the same year. I could not ask for a better service. Cashless Health Insurance|Health Insurance Premium Calculator CIN: U66030MH2007PLC177117. please refund at the earliest . I requested InsuranceDekho to my spouse to check for a suitable health insurance policy for us. Two Wheeler Insurance Renewal| Car Insurance Renewal| Bike Insurance Renewal| I gave my Whatsapp number on the website and got a reply. So, I bought HDFC Ergo General Insurance’s Optima Restore plan. I wanted to get information on how claim settlement works. Rs 3 Lac, 5 Lac, 10 Lac, 15 Lac, 20 Lac, 25 Lac, 50 Lac. I even got great suggestions on how I could receive more benefits on my policy. Property&Misc Insurance|Risk Consulting Services| Premium Calculator for HDFC Ergo Health is an extremely useful tool for Health Insurance Agents - Are you an Health Insurance Agent? Specialty Insurance| Rural Insurance| Since my health plan was issued from InsuranceDekho, I decided to renew it using the same platform without going anywhere else. Apollo Munich Optima Restore is different from other health insurance plans due to its restore & multiplier benefits. For any assistance or query, call InsuranceDekho at the toll-free number 755 1196 989. Other commercial insurance, Expert Profiles: Deepika Mathur|Diwaker Asthana|Kavita Ganesh| They stepped up to help me with all my queries. I checked and chose the Optima Restore plan for my family. Human beings get more prone to illness as they grow in age. It offers coverage on individual or family floater basis given below are the details of each plan. Travel Insurance For Senior Citizens| The website was easily comprehensible, the steps were simple to follow and the payment was done without any complications. Recently, I have been to a network hospital to avail health treatment for a minor injury. HDFC ERGO Health Optima Restore Plan. HDFC ERGO Optima Restore Plan is a individual health insurance plan. I could not ask for a better service. I clicked on InsuranceDekho and found a bunch of affordable plans. Hospitalization charges more than 24 hours is covered. My friend suggested me to check InsuranceDekho which I did and got to know everything I needed to know about claim settlement procedure. HDFC ERGO Health Formerly Apollo Munich Optima Restore Health Insurance Multiplier benefit For example: If you have a 3lakhs policy and has made no claims in the 1st year, the sum insured becomes 4.5lakhs for the second year. ALL YOU NEED TO KNOW. I have just successfully completed the renewal of HDFC Ergo General Insurance’s Optima Restore plan. HDFC Ergo helps its customers ‘Take it easy. When it comes to our family, we are often protective for their health, happiness, and well-being.Presenting Optima Restore- Our Comprehensive Family Floater plan for your complete family.Thishealth insurance plan offers completely cashless treatments at our network hospitals along with a host of other attractive features to meet your healthcare needs. How to buy Best coverage offered by HDFC ERGO Health Formerly Apollo Munich Optima Senior citizen health insurance? Standalone Car Insurance| Standalone Two Wheeler Insurance| my:health Women Suraksha Cancer Plan| I gave my Whatsapp number on the InsuranceDekho website to contact them and learn about the available plans of HDFC ERGO General Insurance. How it works – This policy can be taken for self, spouse, dependent children and dependent parents. however i have decided to renew my easy health policy and do not this policy . In today’s era where medical emergencies are at the rise and soaring healthcare expenses taking its toll on people’s savings, covering your family against those out of the blue situations. Moreover, HDFC Ergo offers benefits such as pre and post hospitalisation coverage, cashless claims, no sub-limits, tax benefits, day care procedures, domiciliary medical treatment, and others. At first, she was reluctant thinking she had no clue. Top #5 Reasons why you need the HDFC Ergo Health Insurance Company Plans. I think the overall experience is excellent. HDFC Ergo offers individual health insurance plans, family health insurance plans, parents health insurance plans, senior citizen health insurance plans, critical illness insurance plans, and a super top up insurance plan. S.Gopala Krishnan, Customer Reviews: Health Insurance|2 Wheeler Insurance| Travel Insurance for Malaysia| Travel Insurance for Singapore|Travel Insurance for Thailand| 22662 Reviews. 13123 4 . The customer care number for HDFC Ergo is 022 6234 6234. I am a policyholder of HDFC Ergo General Insurance’s Optima Restore plan. In my opinion it is the best policy. HDFC Ergo health insurance is a leading health insurance provider. my:health Suraksha Gold Smart| my:health Suraksha Platinum Smart| Terms and Conditions Applied. Optima Restore Plan is one of the most-selling health insurance products of HDFC ERGO General Insurance. For more details on the risk factors, terms and conditions, please read the sales brochure/ prospectus before concluding the sale. Personal Accident|Home Insurance|Student Suraksha, Downloads: Brochure|Prospectus|Proposal Form|Policy Wording| Health Suraksha pre policy checkup status| Parents Health Insurance| Their plans aren't the most affordable on the Indian health insurance market, but annual premiums start 5% cheaper than average. Motor Insurance:Private Car Insurance| Two Wheeler Insurance| This includes • Hospital room rent or boarding; • Nursing; • •Intensive Care Unit Optima Restore Family Health Insurance Plan . Mukesh Kumar| Personal Accident|my:health Suraksha Silver Smart| The website was easily comprehensible, the steps were simple to follow and the payment was done without any complications. Liability Only Insurance| Commercial Vehicles Insurance| For better health. 4.4 22662 reviews. Features Features. Additionally, the policy comes with three incredible benefit- restore, multiplier and stay active. Fill in the pre-authorisation form and hand it over to hospital's insurance/TPA desk to initiate claim request. HDFC ERGO Health Insurance Limited (formerly, Apollo Munich Health Insurance) is a Joint Venture of HDFC Ltd and ERGO International AG. Step 1: Review the plan benefits, coverage, premium and exclusions. Benefit #1 – Restore Benefit In Apollo Munich Optima Restore policythere is restoration benefit, which means that when you file for a claim in any year and the sum insured (plus the bonus, if any) is totally exhausted, then it will automatically be refilled to the extent of your basic sum insured. Please note I am no insurance advisor but a dentist by profession. Two Wheeler Insurance Comparison| - Are you still using Calculator and Excel to calculate Premiums? About HDFC ERGO Optima Restore Health Insurance. Claim form| KYC Form|Other Documents, Procedure to make changes: Health Insurance|Home Insurance| Let’s take an example – Suppose you are having health insurance of Rs. my:health Suraksha Silver|my:health Suraksha Silver with ECB&Rebound| The medical expenses in India have gone up at a very high rate in the last few years. I compared the premium quotes along with the benefits and bought HDFC Ergo General Insurance’s Optima Restore plan. Health Insurance on Installments| Health insurance Portability| Corona Kavach Policy| Healthcare Insurance|iCan Health Insurance | Energy Health Insurance | Health Wallet Insurance - Family | Health Wallet Insurance - Individual | Optima Restore - Family | Optima Restore - Individual, Travel Insurance: Individual Travel Insurance|Family Travel Insurance| HDFC ERGO Health (formerly known as Apollo Munich) Optima Restore plan There is nothing better than a health insurance plan you can gift your family. Car Insurance Premium Calculator, Health Insurance: Individual Health Insurance|Family Health Insurance| HDFC ERGO Health Optima Restore Plan. I could purchase it only because of your kind cooperation. I was checking how Whatsapp communication works on the platform of InsuranceDekho. Restore adds 100% of the sum insured if you use the policy sum insured fully or partially. HDFC ERGO Health Insurance Plans Company Overview. Customer Happiness Center / Policy Issuing Address: D-301, 3rd Floor, Eastern Business District (Magnet Mall), LBS Marg, Bhandup (West), Mumbai - 400 078. You can apply for and buy health insurance plans offered by HDFC Ergo online through HDFC Ergo website www.hdfcergo.com or through www.insurancedekho.com. false. 5 Lakhs per year so, resto… 70% Complete. Home Insurance For Housing Society| Home Insurance for Television| Once your request is approved, claim is settled. Standard Items not payable in Health Insurance Claim; Health Insurance Premium will be too high soon Optima Senior Plan Review. HDFC Ergo Health Insurance Plan Benefits and Exclusions. Maximum 6 members can be added in a Optima Restore Family Floater Health Insurance policy with a maximum of 2 adults and 5 children in a single policy. HDFC Ergo Health Optima Restore Insurance Plan is a Comprehensive Online Health Insurance Plan that provides comprehensive cover for the entire family. I was convinced to buy my insurance from this platform only. For Claim/Policy related I used InsuranceDekho to make the claim, it got settled in no time. HDFC ERGO Health Insurance for Senior Citizen, HDFC ERGO Health Insurance for Individual. In case of exhaustion of the sum insured, it reinstates automatically for no additional cost. Product Features. They sent me a detailed policy plan file through Whatsapp. Casualty Insurance| Group Insurance| the sum insured becomes 6lakhs. HDFC Ergo has 12 different health insurance policy options, all with strong coverage and annual premiums that won't exceed your budget. The budget range was wide and the benefits were remarkable. My policy is under the cashless mediclaim. Student Suraksha Insurance| Annual Multi-trip Insurance| In-patient Treatment. Optima Restore. false. Optima Restore is a health insurance plan offered by Apollo Munich Health Insurance Company. my:health Women Suraksha Cancer Plus Plan| Changes done in HDFC Ergo optima Restore with Premium Hike; HDFC Ergo Premium Hike coming in a month , Be Ready to review your Policy. one day in an accident my leg was damaged. Please rotate to portrait mode for better experience. The entry age for children is 91 days. The plan comes with three incredible benefits- Restore, Multiplier and Stay Active. If not approved, claim for reimbursement after discharge. I wanted to get some more details about HDFC Ergo General Insurance’s Optima Restore. HDFC ERGO Health (formerly known as Apollo Munich)- Optima Restore Health Insurance Plan is an individual plan that comes with an auto-restoration benefit. Home Insurance for Washing Machine|Home Insurance for Air Conditioner| 5 . Registered & Corporate Office: 1st Floor, HDFC House, 165-166 Backbay Reclamation, Policy of Protection of Interests of Policyholders, Health Suraksha pre policy checkup status, Medisure Classic/Medisure Super top up pre policy checkup status, my:health Suraksha Silver with ECB&Rebound, my:health Women Suraksha Critical Illness Comprehensive Plan, my:health Women Suraksha CI Essential Plan, my:health Women Suraksha Cancer Plus Plan, Travel Insurance for Schengen VISA from India. Travel Insurance for Schengen VISA from India| Travel Insurance for Australia| my:health Women Suraksha Critical Illness Comprehensive Plan| I had paid Rs 33142.90 as premium for optima restore policy by HDFC ergo health on 20 Apr 2020 vide prospect no NW1A1FE10P. IRDAI Website, Read in Hindi: About Coronavirus Health Insurance|Health Insurance Hindi|Car Insurance Hindi|Two Wheeler Insurance in Hindi|Home Insurance in Hindi, Other Important links: HDFC Bank|HDFC Life| IRDAI Registration Number : 146 (Registration type: General Insurance HDFC Ltd is a leading Indian Financial Services Company and it’s a major provider of housing finance in India. Private Car Insurance| Critical Illness|Travel Insurance| Senior Citizen Health Insurance Travel Insurance for USA|Travel Insurance for UAE| Travel Insurance for UK| I have done some of my own study in search of an insurance plan for my family. You need to submit the necessary documents with KYC and NEFT details of the insured individual and write to healthclaims@hdfcergo.com for both cashless as well as reimbursement procedure of claim. She said the information on the website was detailed and comprehensive. I appreciate the help. false. From:Satish Dhamane Date: Sat, Sep 9, 2017 at 3:37 PM Subject: Appriciation To: Mohit Kumar Dear Mr.Mohit Kumar I have purchased a term plan for my daughter (Ms.Anita Dhamane - Policy No.12000422xxxxxx )from HDFC. Family Health Optima Family Floater 5 Lakh. Optima Restore, Policy Wording HDFC ERGO Health Insurance Limited We will cover the Medical Expenses for: In addition to the waiting periods (Section 5a) and general exclusions (Section 5c), We will also not cover expenses 1. a. In-patient Treatment. So, I contacted the customer team of insurancedekho.com. Trade Logo displayed above belongs to HDFC Ltd and ERGO International AG and used by the Company under license. Below are the benefits you will get as a policy holder. H. T. Parekh Marg, Churchgate, Mumbai – 400 020. I am a policyholder of HDFC Ergo General Insurance’s Optima Restore. | Health Insurance Customer Reviews. Travel Insurance for France|Travel Insurance for Germany|Travel Insurance for Japan| Check features, benefits, reviews, premium details online. International Travel Insurance, Home Insurance: Home Insurance For Tenants|Home Insurance For Owners| HDB Financial Services|HDFC Pension. Step 3: Based on your age, health declaration and coverage you have choosen you will be called for a medical check-up. When I issued HDFC Ergo General Insurance’s Optima Restore plan, InsuranceDekho seemed convenient for the purpose. Emergency hospitalisation needs intimation within 24 hours and for planned hospitalisation intimate within 48 hours prior to admission. 1 Crore+ happy customers insured with HDFC ERGO till now. my:health Women Suraksha Cardiac Plan| https://www.bankbazaar.com/reviews/apollo-munich/health-insurance.html But after visiting the website, she purchased the HDFC Ergo General Insurance Optima Restore health insurance all by herself. It was earlier known as Apollo Munich and it is a standalone health insurance provider in India. Customer Reviews 1 Crore+ happy customers insured with HDFC ERGO till now. Car Insurance Comparison| Track Break-in status| then I apply to get money from hdfc ergo and I downlode it's application. Optima Restore Plan provides you complete protection against the medical expense. Star Health. #1.5 Crore+ Active Customers upto Sept - 2020 © HDFC ERGO General Insurance Company Limited. Personal Accident Insurance, Others: Insurance FAQs|Glossary|Travel Media Assist| queries call us at +91 22 6234 6234/+91 120 6234 6234 or Visit Help Section on www.hdfcergo.com for policy copy/tax certificate/make changes/register & track claim. Review of HDFC Ergo General Insurance Optima Restore Health Insurance Plan HDFC Ergo General Insurance's Optima Restore Health Insurance is fitting for those who are explicitly looking for a benefit like a reinstatement of sum insured if it gets exhausted during the policy year. Bike Insurance| Vehicle Insurance| Prima Facie it seems to be a new invention in Indian health insurance industry with the type of benefits available in this product. The renewal was completely hassle-free. The claim process for HDFC Ergo Health Optima Restore is simple and easy to understand. Star Health. Star Health. So, it is essential to have a health plan that provides you … Motor Insurance| Travel Insurance| HDFC ERGO General optima senior plan is one of the best health plans for senior citizens to invest in. my:health Women Suraksha CI Essential Plan| Your premium at renewal may change due to a change in your age or changes in the applicable tax rate. 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